Jack Henry & Associates' Remote Deposit Capture solution supports virtually any commercial entity that accepts checks as a form of payment with a Web-based electronic payment processing system that converts paper-based checks into electronic transactions and processes them through the ACH or Check 21 image exchange networks. This solution also automates returned check re-presentment, generates real-time reporting, and supports proactive risk management.

This Remote Deposit Capture solution is sold to the core bank clients supported by its Jack Henry Banking division, to the core credit union clients supported by its Symitar division, and to financial institutions outside its core client bases by ProfitStars. Jack Henry & Associates' leasing program includes a variety of scanner makes and models that are compatible with diverse check volumes and scanners are shipped directly to merchants on behalf of participating financial institutions.

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